Bank of America Routing Number.

Index of all Bank of America routing numbers, including the BOFA ABA numbers for California, New York, Texas, Ohio, Florida, Michigan and all other American states.

Please note, that Bank of America have 215 different routing numbers, serving different regions and purposes.

We have also included a guide to Bank of America international and domestic wire transfers, plus the BofA opening hours and wire transfer business hours.

What is a Bank of America routing number?

A routing number,or ABA number, is a 9-digit identification number assigned to all banks and institutions by The American Bankers Association (ABA). The routing number identifies the bank when transferring money or processing checks.

Routing numbers are also known as “ABA numbers”, “routing transit numbers” (RTN) or “check routing numbers”. Routing numbers differ depending on where a bank account was opened and depending on the type of transaction.

Types of transaction, where a Routing Number is needed:

  • Electronic transactions: When a customer sets up direct deposits (receive paychecks or IRS refunds) or makes outgoing payments to other banks, a routing number is needed.
  • Wire transfers: When a customer receive incoming domestic or international wire transfers, a wire transfer routing number is used. For Bank of America Wire Transfers the routing number is always 026009593.
  • Check Transactions: When a bank customer orders new checks, a routing number is needed.

Where can I find my ABA routing number on my check?

The check routing number is used when ordering checks.

Bank of America Routing Number
You can easily locate your local Bank of America routing number in the bottom left corner of a Bank of America check.

Bank of America Routing Numbers.

Please note that there are more than one routing number for these states: Florida, Illinois, Indiana, Michigan, Missouri and Texas.

If you do not know which routing number to use, then log in to Bank of America Online Banking, select your account and click on the “Information & Services tab”.

For ACH transactions, please use the routing number for electronic transactions.

For wire transfers, the BofA Routing number is always: 026009593.

Below we have listed all 215 Bank of America routing numbers on a chart.

StateFor Paper  Transactions, Ordering checks.For Electronic Transactions, Direct Deposits and Automatic Payments.Wire Transfers
California, North121000358121000358026009593
California, South122000661121000358026009593
Washington DC054001204054001204026009593
Florida, East063000047063100277026009593
Florida, West063100277063100277026009593
Illinois – South081904808081904808026009593
Illinois – North071000505071000505026009593
Illinois – Chicago Metro071103619081904808026009593
Indiana Accounts opened online with BofA prior to 8/23/2008051000017051000017026009593
Indiana Accounts opened online with BofA after 8/23/2008081904808081904808026009593
All other Indiana accounts071214579071214579026009593
Michigan Accounts opened online with BofA before 8/23/2008051000017051000017026009593
Michigan Accounts opened online with BofA after 8/23/2008081904808081904808026009593
All other Michigan accounts072000805072000805026009593
Missouri East/St. Louis081000032081000032026009593
Missouri West/Kansas City101000035081000032026009593
New Hampshire011400495011400495026009593
New Jersey021200339021200339026009593
New Mexico107000327107000327026009593
New York021000322021000322026009593
North Carolina053000196053000196026009593
North Dakota051000017051000017026009593
Rhode Island011500010011500010026009593
South Carolina053904483053904483026009593
South Dakota051000017051000017026009593
Texas, North111000025111000025026009593
Texas, South113000023111000025026009593
West Virginia051000017051000017026009593

For more on Bank of America’s Routing Numbers, please see the company’s FAQ page.

International Wire Transfers to Bank of America.

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Note: Banks in USA don’t use IBAN account number.

To receive international wire transfer in your Bank of America account, please use the following wire instructions:

Bank Name :Bank of America NA
SWIFT Code for Bank of America NA:BOFAUS3N [for US dollars (USD) or unknown currency]
BOFAUS6S [foreign currency (non-USD) denominated wires]
Routing Transit Number:026009593
Bank address, City & State :Bank of America, N.A.
222 Broadway
New York, NY 10038
(regardless of where your account is located)
Beneficiary Account Number :Your complete Bank of America NA account number
(including leading zeros)
Beneficiary Name:The name of your account as it appears on your statement

Domestic Wire Transfer to Bank of America.

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).
You can receive funds to your Bank of America NA account from any bank within USA using domestic wire transfer. Please use wire transfer these details.

Bank Name :Bank of America NA
Wire Transfer Routing Number :026009593
Account Holder Name :Your Name
Account Number :Your Bank Account Number
Bank Address, with City & State:Bank of America, N.A.
222 Broadway
New York, NY 10038
(regardless of where your account is located)

Wire Transfer Fees for Bank of America.

International Wire Transfer Fees.
Incoming and Outgoing International Wire Transfer Fees are usually between $15 to $30 per transaction.

Domestic Wire Transfer Fees.
Incoming and Outgoing Domestic Wire Transfer Fees are typically usually between $0 and $15.

Banks also profit on currency conversion, typically 1-2%. Use or for better conversion rates with lower wire transfer fees.

The Wire Transfer Cut-off Time for Bank of America is is 4:45 p.m. CT (Central Time). For transaction requests submitted after the cut-off time, the transaction will be processed the following day.

Bank of America Hours of Operations.

Bank of America operates in 50 states and in 40 countries. These are the typical branch opening hours, though hours may vary depending on the location.

  • Monday 9:00 AM – 4:00 PM
  • Tuesday 9:00 AM – 4:00 PM
  • Wednesday 9:00 AM – 4:00 PM
  • Thursday 9:00 AM – 4:00 PM
  • Friday 9:00 AM – 6:00 PM
  • Saturday 9:00 AM – 1:00 PM

Bank of America Holidays Hours.

Bank of America branches are CLOSED on the following observed holidays.

  • New Year’s Day – Holiday Friday
  • Martin Luther King Day – Holiday Monday
  • Presidents’ Day – Holiday Monday
  • Easter – Holiday Sunday
  • Memorial Day – Holiday Monday
  • Independence Day – Holiday Monday
  • Labor Day – Holiday Monday
  • Columbus Day – Holiday Monday
  • Veterans’ Day – Holiday Friday
  • Thanksgiving – Holiday Thursday
  • Christmas Eve – Holiday Saturday
  • Christmas Day – Holiday Monday
  • New Year’s Eve – Holiday Saturday

Bank of America Customer Service Phone Numbers.

The Bank of America customer service phone number is +1-800-432-1000. Call this number if you are unsure of which routing number to use.

For technical support call +1-800-933-6262. This number is used for technical queries related to online banking.

The Bank of America credit card support phone number is +1-800-732-9194.

Bank of America Resources.

Bank of America Routing Number FAQ page.

Bank of America Wire Transfer FAQ page.

Bank of America Branch Locator.


ABA Routing Number Definition:

Routing numbers are also known as “Check Routing Numbers”, “ABA Numbers”, or “Routing Transit Numbers” (RTN). The ABA routing number is a 9-digit identification number assigned to financial institutions by The American Bankers Association (ABA). The number determines the financial institution upon which a payment is drawn. Each routing number is unique to a particular bank, large banks may have more than one routing number for different states. Routing numbers may differ depending on where your account was opened and the type of transaction made.

ACH Routing Number Definition:

ACH Routing Numbers is an acronym for for Automated Clearing House (ACH) routing numbers. This number is used for America electronic financial transactions. An ACH routing number is a nine digit number. The first four digits identify the Federal Reserve district in which the bank is located and the following four numbers identify the bank. The last number is referred to as a check digit number, which is a confirmation number. ACH Routing Numbers are used for direct deposit of payroll, federal and state tax payments, dividends, annuities, monthly payments and collections, etc.

Fedwire Routing Number Definition:

The Fedwire Wire Transfer service is the fastest way to transfer funds between business accounts and bank accounts int he US. It is used for domestic or international transactions where the account balance is directly debited electronically and the funds are transferred to an account in real time. To complete a wire transfer, the sender must provide his bank name and account number of the recipient, the receiving account number, the city and state of the receiving bank and the bank’s routing number.

SWIFT/Bic Code Definition.

The SWIFT Code is a standard format for Business Identifier Codes (BIC) that is used to uniquely identify banks and financial institutions globally. These codes are used when transferring money between banks, especially for international wire transfers or SEPA payments.  The Swift code consists of 8 or 11 characters. When 8-digits code is given, it refers to the primary office. When transferring money in Europe, you will often be asked for a SWIFT/Bic number.

IBAN Number Definition.

IBAN stands for ‘International Bank Account Number’, which is used in Europe, when making or receiving international payments. An IBAN doesn’t replace the sort code & account number of European bank accounts. It is an additional number with extra information that helps overseas banks identify an account for payments.

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