Wells Fargo Routing Number

Wells Fargo Routing Number.

All Wells Fargo Routing Numbers (ABA Numbers) for California, Texas,  New York, New Jersey, Ohio, Michigan, Georgia, Florida,  Illinois and all other US States.

What is a Routing Number?

An ABA Routing Transfer Number is an ID number that will identify a bank as a federal or state institution. The number proves that that the bank is able to maintain a Federal Reserve account.

A Routing Number enables Federal Reserve Banks to process Fedwire funds transfers, and to process bill payments, deposits, and other transfers via the Automated Clearing House. Routing numbers are necessary when bank customers are paying bills by phone by using a check, when reordering checks or when a bank account holder sets up a direct deposit.

A routing number identifies the bank used by an account holder.  A routing number is not the account number.

To find a Wells Fargo routing number, you  can browse the check issued by your bank.

Wells Fargo Routing Numbers.

The Wells Fargo routing numbers will be different depending on the location where the original  Wells Fargo bank account was opened. Below, we have listed the full list of Wells Fargo routing numbers.

Wells Fargo routing numbers differ for Wells Fargo Checking and Savings accounts, Credit Cards, Lines of Credit, and wire transfers.

Wells Fargo International Wire Transfers.

International wire transfer is a popular way to receive money from foreign countries. All Banks use the SWIFT network for performing international wire transfers. American banks do not use IBAN account numbers.

Wells Fargo Incoming International Wire Transfer Instructions.

Use these details to receive an international wire transfer in your Wells Fargo account.

Domestic Wire Transfer to Wells Fargo.

Domestic wire transfers are performed by the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers, as Wire transfers are real time transfer, whereas an ACH transfer takes 2-4 days.

Incoming Domestic Wire Transfer Instructions for Wells Fargo.

You can receive funds to your Wells Fargo account from any bank within USA by using a domestic wire transfer.

The sender needs to provide these details:

Wells Fargo Wire Transfer Fees.

International wire transfers also involve currency conversion. Banks often make an extra 1-2% on the currency conversion. Use Transferwire.com or CurrencyFair.com as an alternative.

Wire Transfer Cut-off Time for Wells Fargo.

The Wells Fargo Wire Transfer daily Cutoff Time for Outgoing international wire transfers from a consumer account is 3 p.m. CT (Central Time).

The Wells Fargo Wire Transfer daily Cutoff Time for Outgoing domestic and wire transfers and outgoing drawdowns is 4:30 p.m. CT (Central Time).

The Wells Fargo Wire Transfer daily Cutoff Time for Incoming wires is 5:30 p.m. CT (Central Time).

Wells Fargo Resources.

Wells Fargo Routing Numbers on WellsFargo.com

Wells Fargo Wire Transfer Help FAQ

Wells Fargo Branch Locator

Definitions.

ACH Routing Number Definition:

ACH Routing Numbers is an acronym for for Automated Clearing House (ACH) routing numbers. This number is used for America electronic financial transactions. An ACH routing number is a nine digit number. The first four digits identify the Federal Reserve district in which the bank is located and the following four numbers identify the bank. The last number is referred to as a check digit number, which is a confirmation number. ACH Routing Numbers are used for direct deposit of payroll, federal and state tax payments, dividends, annuities, monthly payments and collections.

ABA Routing Number Definition:

Routing numbers are also known as “Check Routing Numbers”, “ABA Numbers”, or “Routing Transit Numbers” (RTN). The ABA routing number is a 9-digit identification number assigned to financial institutions by The American Bankers Association (ABA). The number determines the financial institution upon which a payment is drawn. Each routing number is unique to a particular bank, large banks may have more than one routing number for different states. Routing numbers may differ depending on where your account was opened and the type of transaction made.

IBAN Number Definition.

IBAN stands for ‘International Bank Account Number’, which is used in Europe, when making or receiving international payments. An IBAN doesn’t replace the sort code & account number of European bank accounts. It is an additional number with extra information that helps overseas banks identify an account for payments.

SWIFT/Bic Code Definition.

The SWIFT Code is a standard format for Business Identifier Codes (BIC) that is used to uniquely identify banks and financial institutions globally. These codes are used when transferring money between banks, especially for international wire transfers or SEPA payments.  The Swift code consists of 8 or 11 characters. When 8-digits code is given, it refers to the primary office. When transferring money in Europe, you will often be asked for a SWIFT/Bic number.

Fedwire Routing Number Definition:

The Fedwire Wire Transfer service is the fastest way to transfer funds between business accounts and bank accounts in the USA. It is used for domestic or international transactions in the US, where the account balance is directly debited electronically and the funds are transferred to an account in real time. To complete a wire transfer, the sender must provide his bank name and account number of the recipient, the receiving account number, the city and state of the receiving bank and the bank’s routing number.

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